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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><b><span style='font-size:22.0pt'>Smart Spending in the Real World<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:18.0pt'>Upcoming Workshop<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt'><o:p> </o:p></span></p><p class=MsoNormal><b><u><span style='font-size:28.0pt'>Smart Auto Buying<o:p></o:p></span></u></b></p><p class=MsoNormal><b><span style='font-size:12.0pt'><o:p> </o:p></span></b></p><p class=MsoNormal>Presented by:<o:p></o:p></p><p class=MsoNormal><b><span style='font-size:12.0pt'>Sean Anderson <o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:12.0pt'>Cleveland Branch Manager, Redwood Credit Union<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt'>&<o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:12.0pt'>Billy McMillan<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:12.0pt'>Mendocino Branch Manager, Redwood Credit Union<o:p></o:p></span></p><p class=MsoNormal><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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