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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal align=center style='text-align:center'><b><span style='font-size:28.0pt'>Smart Spending in the Real World</span></b><b><span style='font-size:20.0pt'><o:p></o:p></span></b></p><p class=MsoNormal align=center style='text-align:center'><o:p> </o:p></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt'>Presented by Sean Anderson<o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt'>Cleveland Branch Manager, Redwood Credit Union<o:p></o:p></span></p><p class=MsoNormal><b><span style='font-size:28.0pt'><o:p> </o:p></span></b></p><p class=MsoNormal align=center style='text-align:center'><img width=164 height=189 id="Picture_x0020_1" src="cid:image001.jpg@01CEF660.23CAA720" alt="https://encrypted-tbn2.gstatic.com/images?q=tbn:ANd9GcTtfmTJCoySU8QH-68UKvGmrMvh0syh7cBdTV0xD0UakPBuK0C7cA"><span style='font-size:20.0pt'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><o:p> </o:p></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center;text-indent:-.25in'><span style='font-size:14.0pt;font-family:Wingdings'>ü</span><span style='font-size:14.0pt'>Setting Goals<o:p></o:p></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center;text-indent:-.25in'><span style='font-size:14.0pt;font-family:Wingdings'>ü</span><span style='font-size:14.0pt'> Managing your money<o:p></o:p></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center;text-indent:-.25in'><span style='font-size:14.0pt;font-family:Wingdings'>ü</span><span style='font-size:14.0pt'> The power (and danger) of credit<o:p></o:p></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center;text-indent:-.25in'><span style='font-size:14.0pt;font-family:Wingdings'>ü</span><span style='font-size:14.0pt'> Making Smart choices on car loans<o:p></o:p></span></p><p class=MsoNormal align=center style='margin-left:171.0pt;text-align:center;text-indent:-.25in'><span style='font-size:14.0pt'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><b><span style='font-size:20.0pt;background:yellow;mso-highlight:yellow'>Friday, December 13<sup>th </sup>12-2PM</span></b><b><span style='font-size:20.0pt'><o:p></o:p></span></b></p><p class=MsoNormal align=center style='text-align:center'><b><span style='font-size:20.0pt'>Bertolini Student Center Rm. #4875<o:p></o:p></span></b></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:18.0pt;font-family:"Brush Script Std";color:#7030A0'>Lisa Prezioso<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#403152'>CalWORKs STNC <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#403152'>Santa Rosa Junior College<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#403152'>(707) 524-1791<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>